Welcome to a place where thinkers gather, read and react to financial issues that affect them personally and globally.

Family Finance: When frugal is all in the family

Anne-Marie Faiola remembers resenting working in her mom’s garden as a teenager while her friends were out having a good time. But if she wanted spending money, she had to work for it. She also recalls grousing about how she had to pick an economical . . . read more

Big investors go for gold, bonds

The smart money has moved away from stocks. So is the era of stock investing over?

It’s too early to tell, but one thing is certain: “Money goes where it is treated best, and that hasn’t been in stocks,” says Wade Slome, who advises high net-worth investors . . . read more

Zions Direct Announces Auction Results

In auctions closed from August 23, 2010 to August 27, 2010, investors purchasing municipal bonds in the auctions received average tax-exempt yields 0.61 percentage points, or 61 basis points, higher than similar bonds as reported by the Municipal Securities Rulemaking Board (MSRB). Customers that purchased corporate bonds in the auctions received average taxable yields 65 basis points higher than comparable bonds reported in FINRA’s Trade Reporting and Compliance Engine (TRACE).

Zions Direct, in conjunction with BondDesk Group LLC, regularly publishes a Market Snapshot for investors to help understand the current bond market, summarizing current weighted-average yields of investment-grade municipal and corporate bonds . . . read more

Action Plan: Managing your money in September

September brings about the annual back-to-school and off-to-college rituals for many families. Of course that translates directly to the wallet — think, lunch money, SAT test fees and other costs. . . . read more

Bubble Bonds

One investment “rule of thumb” that has traditionally developed is smaller investors are usually late to the game…and thus expose themselves to higher levels of risk when a market bubble leaks, bleeds, or bursts. Such a time could easily be approaching in regard to the purchase or continuing ownership of bonds . . . read more

Understanding deflation and your money

Deflation is the potential new boogeyman for consumers, replacing inflation.

Absent in any significant way since the Great Depression, deflation — a prolonged period of downward-spiraling prices of goods and services — is seen as a possible threat . . . read more

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How states fared on jobless claims, at a glance

New requests for unemployment benefits dropped sharply last week, August 16 to August 20, reversing three weeks of increases. Claims fell by 31,000 to 473,000, the Labor Department said . . . read more

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Images used under Creative Commons licenses 3.0 & 2.5 (Dylan Horrocks, Greg Williams, and Nina Paley)

German Rebound

Most of the global community’s attention is focused on impressive economic strength across much of Asia and, to a lesser extent, the modest economic revival in the U.S. In addition, the recent strong performance of the German economy is noteworthy . . . read more

Scarcity of jobs puts more at risk of foreclosure

The jobs crisis is putting more Americans at risk of losing their homes.

One in 10 households has missed at least one mortgage payment, and more than 2 million homes have been repossessed . . . read more “> . . . read more

Stock market apt to stay difficult for some time

Get used to a difficult stock market.

It’s nearly four months since stocks reached their 2010 highs and began falling on investors’ doubts about the economic recovery. Some analysts say it could be another year before investors get up enough confidence to restart the rally . . . read more

Editor’s Choice

Editor's Choice

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Zions Direct Announces Auction Results

In auctions closed from August 16, 2010 to August 20, 2010, investors purchasing municipal bonds in the auctions received average tax-exempt yields 0.32 percentage points, or 32 basis points, higher than similar bonds as reported by the Municipal Securities Rulemaking Board (MSRB). Customers that purchased corporate bonds in the auctions received average taxable yields 66 basis points higher than comparable bonds reported in FINRA’s Trade Reporting and Compliance Engine (TRACE).

Zions Direct, in conjunction with BondDesk Group LLC, regularly publishes a Market Snapshot for investors to help understand the current bond market, summarizing current weighted-average yields of investment-grade municipal and corporate bonds . . . read more

Reining in 2011 earnings growth expectations

Profit growth is edging higher for U.S. companies, and analysts are scrambling to hike their 2010 estimates. That’s the good news . . . read more